Finance
A solid financial foundation is essential to the long-term success of your business. Our strategies and insights can offer guidance on how to secure financing, optimize cash flow and adopt good accounting practices.
Why and how to keep your personal and business finances separate
Get step-by-step guidance on how to organize and set up your business finances to protect yourself, streamline accounting and build business credit.
Line of credit vs. business credit card: An overview
Having both a business credit card and a line of credit can be integral to your success. Here’s a quick overview so you can make the most of each.
Understanding free cash flow
Free cash flow is what is left after a business pays its day-to-day operating expenses. Learn how to calculate free cash flow and how to utilize it for your business.
Capital
Access to capital can be the difference between feast and famine. Explore common funding options. Get tips on increasing your chances of approval. And learn how to build a solid credit profile.
2024 Business Owner Report
Take a deep dive into the perspectives, aspirations, concerns and future outlooks of business owners across the country.
Cash flow
Make the most of money moving into and out of your business and discover strategies to keep your business on track.
Accounting
Find information to help use financial statements, plan for taxes and understand basic accounting practices.
Ready to meet with a specialist?
Whether you need to raise capital, improve payments, remodel, upgrade equipment, expand or enhance hiring and retention efforts, let’s work together to shape your future.
Important Disclosures and Information
Bank of America, Merrill, their affiliates and advisors do not provide legal, tax or accounting advice. Consult your own legal and/or tax advisors before making any financial decisions. Any informational materials provided are for your discussion or review purposes only. The content on the Center for Business Empowerment (including, without limitations, third party and any Bank of America content) is provided “as is” and carries no express or implied warranties, or promise or guaranty of success. Bank of America does not warrant or guarantee the accuracy, reliability, completeness, usefulness, non-infringement of intellectual property rights, or quality of any content, regardless of who originates that content, and disclaims the same to the extent allowable by law. All third party trademarks, service marks, trade names and logos referenced in this material are the property of their respective owners. Bank of America does not deliver and is not responsible for the products, services or performance of any third party.
Not all materials on the Center for Business Empowerment will be available in Spanish.
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Credit cards, credit lines and loans are subject to credit approval and creditworthiness. Some restrictions may apply.
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