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Earn cash back every time you make a purchase for you and your business.
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IntroApr% Introductory APR† on purchases for the first BillingCycle billing cycles. After the intro APR offer ends, a Variable APR that's currently minRate% - maxRate% will apply.
Business Advantage Unlimited Cash Rewards Mastercard® credit card
- Earn unlimited 1.5% cash back, or join Preferred Rewards for Business for no fee and earn up to an unlimited 2.62% cash back on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.
- No limit to the amount of cash back you can earn, and cash rewards don’t expire as long as your account remains open.
- Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
Earn up to 75% more cash back when you enroll in Preferred Rewards for Business1 for no fee!
Gold tier
1.5% cashback updated to 1.87%
cash back
Platinum tier
1.5% cashback updated to 2.25%
cash back
Platinum Honors tier
1.5% cashback updated to 2.62%
cash back
IntroApr% Introductory APR† on purchases for the first BillingCycle billing cycles. After the intro APR offer ends, a Variable APR that's currently minRate% - maxRate% will apply.
Business Advantage Customized Cash Rewards Mastercard® credit card
- Earn 3% cash back in the category of your choice, 2% cash back on dining purchases (for first $50,000 in those combined choice category/dining purchases each calendar year and 1% thereafter), and 1% cash back on all other purchases.
OR
Enroll in Preferred Rewards for Business for no fee and earn up to 5.25% cash back in the category of your choice, up to 3.5% cash back on dining purchases (for the first $50,000 in those combined choice category/dining purchases each calendar year), and up to an unlimited 1.75% cash back on all other purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.
- Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire as long as your account remains open.
- To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same. You can easily view a snapshot of your prior spending in each 3% category so you can choose the right one for you.
Earn up to 75% more cash back when you enroll in Preferred Rewards for Business1 for no fee!
Gold tier
Platinum tier
Business Advantage Unlimited Cash Rewards Mastercard® secured credit card
Strengthen your business credit — while earning unlimited cash back
- Open your account with a security deposit (minimum $1,000). Upon approval, your credit line will be equal to your deposit amount.
- Build up your credit history – with consistent, on-time payments, you could improve your business credit over time.
- Seamless transition – we’ll periodically review your account and if your overall credit history improves, you could transition to an unsecured card. Not all customers will qualify.
- Earn 1.5% cash back on every purchase, every time. No annual cap, no limit to the amount of cash back you can earn, and cash rewards don't expire as long as your account remains open.
- Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
- This credit card does not have a new account bonus offer, like a cash rewards bonus, and introductory APRs are not available.
What do I need to know
Complete your saved credit card application
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Online offer terms
Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
Online offer terms
Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
Select categories
Select categories include gas stations and electric vehicle (EV) charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), and 1% cash back on all other purchases.
Unlimited Cash Rewards Mastercard® credit card
Change card
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Business Advantage Unlimited Cash Rewards Mastercard® credit card
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Business Advantage Customized Cash Rewards Mastercard® credit card -
Business Advantage Travel Rewards World Mastercard® credit card
See how you can maximize your cash back
Earn 1.5% cash back on all purchases, plus any Preferred Rewards for Business tiered bonus (if applicable).
Select your Preferred Rewards for Business tier based on your 3-month combined average daily business balance
Gold Tier: $20K to < $50K
Platinum Tier: $50K to < $100K
Platinum Honors Tier: $100K+
- Not Enrolled
- Gold
- Platinum
- Platinum Honors
Spend amount per month
Cash back per year
Earn 1.50%
on all purchases
Spend amount per month
Cash back per year
$
$0.00
$
$0.00
Total
$0.00
As a Bank of America Preferred Rewards for Business member, you can earn more cash back.
Get the card and start earning today:
Note: This calculator is for illustrative purposes only. It is not intended to be printed or distributed. Your actual rewards earned will depend upon your individual purchases.
Amounts are rounded to whole dollars.
Customized Cash Rewards Mastercard® credit card
Change card
-
Business Advantage Unlimited Cash Rewards Mastercard® credit card
-
Business Advantage Customized Cash Rewards Mastercard® credit card
-
Business Advantage Travel Rewards World Mastercard® credit card
See how you can maximize your cash back
Once you reach an annual spend level of $50,000 in the 3% and 2% categories combined, you will earn 1% on all purchases, plus any Preferred Rewards for Business tiered bonus (if applicable).
Select your Preferred Rewards for Business tier based on your 3-month combined average daily business balance
Gold Tier: $20K to < $50K
Platinum Tier: $50K to < $100K
Platinum Honors Tier: $100K+
- Not Enrolled
- Gold
- Platinum
- Platinum Honors
Spend amount per month
Cash back per year
Earn 3.00%
in the category of your choice (gas stations & EV charging stations, office supply stores, travel, TV/telecom & wireless, computer services, or business consulting services).
Spend amount per month
Cash back per year
$
$0.00
$
$0.00
Earn 2.00%
on dining purchases.
Spend amount per month
Cash back per year
$
$0.00
$
$0.00
Earn 1.00%
on all other purchases.
Spend amount per month
Cash back per year
$
$0.00
$
$0.00
Total cash back per year
$0.00
As a Bank of America Preferred Rewards for Business member, you can earn more cash back.
Get the card and start earning today:
Note: This calculator is for illustrative purposes only. It is not intended to be printed or distributed. Your actual rewards earned will depend upon your individual purchases.
Amounts are rounded to whole dollars.
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