Go beyond payment services with our intuitive Point of Sale solution

Point of sale software, hardware, support and pricing that enables merchants to accept multiple payment types and manage their business more efficiently. If you're not sure which option is right for your business, one of our experienced specialists can help you.

Our systems accept most common payment types including credit or debit cards, Apple Pay^®, Google Pay^TM and Samsung Pay.

Our solution offers end-to-end encryption and tokenization for more secure payment transactions and meets PCI data security standards, all at no extra cost.

We offer no-fee same-day funding to qualified accountholders and next-day funding to all merchants.

Yes, you can customize the Point of Sale solution with the software plan, hardware terminals and accessories that suit your needs. Our experienced specialists can help you find the right fit for your business.

Yes, as a non-profit or not-for-profit business, you can open a merchant services account with Bank of America to help you accept donations, process payments or handle transactions more efficiently. If you have a valid state tax exemption certificate you may be exempt from paying taxes in the state where the business is located (state laws vary). Call us at 885.225.9303 to learn more.

Yes, as a medical practice, you can open a merchant services account with Bank of America. From pediatrics to dentistry, we have a payment solution for any practice that allows you to accept a range of payment types. Call us at 885.225.9303 to learn more.

Once your merchant account is approved, visit the Merchant Help Center.

A Bank of America business checking account is required to apply for a Merchant Services account. You must be enrolled in Business Advantage 360, our business banking online platform, to have a Merchant Services account from Bank of America. Merchant Services processing funds must be settled into a Bank of America business checking account.

¹Point of Sale solution software plans require a monthly software plan fee(s) provided by Bank of America. The applicable fee(s) will be presented to you prior to account opening in the fee schedule. The monthly fee(s) for the software plan you select plus applicable sales tax will be deducted from your business checking account by Bank of America at the end of each monthly billing cycle. If you cancel your plan prior to the end of the month, a pro-rated fee is not available and you will be charged for the full month. If you elect to upgrade or downgrade your software plan, your monthly software fee will be adjusted to reflect the selected plan beginning in the subsequent billing cycle. Certain hardware may not be compatible with all software plans. In the event that hardware in your possession is not supported under the selected software plan, the device(s) will be deactivated. If you subsequently upgrade to a software plan that supports such hardware, reactivation of the previously deactivated terminal may not be available.

²The QuickBooks® name and logo are trademarks owned by Intuit®, and registered or used in the U.S. and other countries.

³The Add-on Email/Text Package is an optional value-added service only available on the Growth and Pro software plans and will be billed monthly on a per location basis. If applicable, the fee will be presented to you in the fee schedule prior to account opening or at the time you purchase the Package. The per location fees will be aggregated by Bank of America, posted to your merchant services account, and debited from your settlement account according to your selected billing cycle. If you cancel the Package prior to the end of the month, a pro-rated fee is not available, and you will be charged for the full month. Unused messages will automatically roll to the next month until there are no more messages available to use.

⁴The cost of physical gift cards is not included in the Point of Sale software plan fee. Physical gift cards and additional support materials are purchased through a third-party vendor contracted by Bank of America and have a separate fee determined by the vendor. The Card Market name and logo are trademarks owned by Sterling Card Solutions.

⁵Please consult your tax advisor, as neither Bank of America, its affiliates, nor their employees provide tax advice.

⁶Use of security solutions is not a guarantee that your systems will not be breached or guarantee that you will be compliant with the Payment Card Industry Data Security Standard or Payment Network Rules. May require eligible equipment.

⁷The Station L1400 requires the purchase of the Point of Sale solution Growth or Pro plan to operate the device, plus a separate dedicated payment only terminal to process transactions. This device does not include an integrated printer. A separate printer is available for purchase.

⁸The Compact A8700 requires the purchase of the Point of Sale solution plan to operate the device.

⁹The Mini Station A3700P requires the purchase the Point of Sale solution to operate the device. To connect accessories to the Mini Station A3700P, the Communication Hub A3700P is required and must be purchased separately.

The Mini Station A3700P comes with cellular capability. Cellular Service is required to enable the Mini Station A3700P’s cellular communication functionality. Cellular Service is an optional value-added service which requires a per device monthly fee. If applicable, the fee will be presented to you prior to account opening in the fee schedule. The per device fees will be aggregated by Bank of America, posted to your merchant services account, and debited from your settlement account according to your selected billing cycle. If you cancel Cellular Service prior to the end of the month, a pro-rated fee is not available and you will be charged for the full month.

¹⁰The Hybrid A800 requires the purchase of the Point of Sale solution plan to operate the device. When this device is used with the Station L1400 (primary terminal) as a dedicated payment only device, purchase of the Point of Sale solution (Growth or Pro plan) is required only for the Station L1400 primary terminal.

The Hybrid A800 comes with Cellular Service capability. Cellular Service is required to enable the Hybrid A800's cellular communication functionality. Cellular Service is an optional value-added service which requires a per device monthly fee. If applicable, the fee will be presented to you prior to account opening in the fee schedule. The per device fees will be aggregated by Bank of America, posted to your merchant services account, and debited from your settlement account according to your selected billing cycle. If you cancel Cellular Service prior to the end of the month, a pro-rated fee is not available and you will be charged for the full month.

The Communication Hub A800 must be purchased separately to enable the Hybrid A800 to also connect via wired Ethernet.

¹¹The Pocket A6630 requires the purchase of a Point of Sale solution plan to operate the device.

The Pocket A6630 comes with Cellular Service capability. Cellular Service is required to enable the Pocket A6630's cellular communication functionality. Cellular Service is an optional value-added service which requires a per device monthly fee. If applicable, the fee will be presented to you prior to account opening in the fee schedule. The per device fees will be aggregated by Bank of America, posted to your merchant services account, and debited from your settlement account according to your selected billing cycle. If you cancel Cellular Service prior to the end of the month, a pro-rated fee is not available and you will be charged for the full month.

This device does not include an integrated printer. A separate printer is available for purchase.

¹²The Tablet A3700 requires the purchase of the Point of Sale solution Growth or Pro plan to operate the device. This device does not include an integrated printer. A separate printer is available for purchase.

When this device is used with the Station L1400 (primary terminal) as a dedicated payment only device, purchase of the Point of Sale solution (Growth or Pro plan) is required only for the Station L1400 primary terminal.

The Tablet A3700 comes with Cellular Service capability. Cellular Service is required to enable the Tablet A3700's cellular communication functionality. Cellular Service is an optional value-added service which requires a per device monthly fee. If applicable, the fee will be presented to you prior to account opening in the fee schedule. The per device fees will be aggregated by Bank of America, posted to your merchant services account, and debited from your settlement account according to your selected billing cycle. If you cancel Cellular Service prior to the end of the month, a pro-rated fee is not available and you will be charged for the full month.

Hardware and some software features subject to change and may not be available.

Merchant Services products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Opening a merchant account subject to approval. Terms and conditions apply. This is not a commitment to open an account. Programs, rates, terms and conditions are subject to change without notice.

A valid email address is required to apply for a Merchant Services account. Statements will automatically be sent electronically each month. Printed statements are available by request.

Banking products and services are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

Wi-Fi®, the Wi-Fi logo, the Wi-Fi CERTIFIED logo, and other marks are trademarks of Wi-Fi Alliance.

© 2026 Bank of America Corp. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of and licensed by their respective owners.