American Bar Association Business MasterCard® with WorldPoints® Rewards

ABA Business MasterCard with WorldPoints Rewards credit card

Earn great rewards and support the ABA
with every purchase

with the American Bar Association Business MasterCard®
with WorldPoints® Rewards

Points and rewards program

  • Show your support for the American Bar Association every time you use your card
  • Earn 1 WorldPoints rewards point per $1 on all purchases
  • No limit to the points you can earn
  • Start redeeming for rewards at 2,500 points
  • Redeem points for gift cards, cash, and travel with no blackout dates
  • Visit WorldPoints for a complete rewards listing

Show points and rewards FAQs

Who can apply?
The American Bar Association Business MasterCard with WorldPoints Rewards requires the owner or authorized officer of the business to apply. Please view the terms and conditions for important information concerning this offer.

How do I earn WorldPoints reward points?
You automatically receive 1 point per $1 on purchases. There are no monthly or annual limits.

How do I find out how many points I have?
Your point total will be listed when you sign in to Online Banking. In addition, your point total will be listed on your monthly billing statement.

How do I redeem my points?
Redeeming points is easy. You can redeem points online by visiting WorldPoints.

Who can redeem the reward points my business has earned?
Business owners and authorized contacts can redeem points.

Will my WorldPoints rewards points expire?
WorldPoints rewards points expire 5 years from the end of the month in which they were earned.

Are there restrictions on airline travel?
Air travel reservations must be made at least 21 days in advance and include a Saturday night stay. Car rental and hotel reservations must be made at least 7 days in advance. There are no blackout dates.

What if the airline ticket I want is more expensive that the maximum ticket value allowed?
You may charge the difference to your American Bar Association Business MasterCard with WorldPoints Rewards to earn additional points.

What happens to my points if I return an item I purchased with my credit card?
Your points are subject to adjustments to reflect both purchases and any related returns or credits.

Are WorldPoints rewards points transferable to other accounts?
Yes. You can transfer your points to your other eligible WorldPoints credit cards.

Can I combine my points with my frequent flyer program?
No. You cannot combine points earned with your American Bar Association Business MasterCard with WorldPoints Rewards with any other rewards program.

Who can I contact at Bank of America if I have a question about the WorldPoints program or my credit card account?
If you have questions about your credit card account or rewards program, contact us 24/7 at 1.800.892.3219.

Key account features

  • Get employee cards at no additional cost to you and with credit limits you set
  • Access your account and pay bills 24/7 with convenient Online Banking service with Bill Pay 1
  • Get a flexible suite of online services that adapts to your business needs with Bank of America Direct®
  • Download your transactions onto QuickBooks for easy account management
  • Receive monthly statements for easy expense tracking
  • Link your credit card to a business checking account for overdraft protection 2
  • Schedule hassle-free electronic payments with automatic bill payment
  • Access our network of more than 5,900 banking centers and over 18,000 ATMs coast-to-coast

Show all account features

Security and purchase protection

  • Get protection for most purchases against loss, damage, theft, or fire for up to 90 days 3
  • Double the manufacturer warranty period with extended purchase security protection up to 1 more year
  • Get liability protection against card misuse by terminated employees up to $100,000 per cardholder 4

Travel and emergency services 3

  • Get up to $1,000,000 in travel accident insurance and auto rental insurance that covers damage to, or theft of rental cars
  • Get 24/7 emergency cash and card replacement
  • Get pre-trip assistance with health precautions, weather reports, currency exchange rates, visas and immunization
  • Get medical and legal referral assistance
  • Get emergency transportation assistance and toll-free emergency message services
  • Get prescription assistance and document-delivery arrangements
  • Get emergency ticket replacement, lost-luggage assistance and emergency translation service

Other account services

  • Reach dedicated customer service and small business sales specialists for advice and help 24/7
  • Receive savings and discounts on everyday business purchases
  • Access free business webinars from MasterCard

1 Online financial services are available 365 days a year, 24 hours a day, except during system maintenance and upgrades.

2 If you link your Bank of America checking account to your credit card for Overdraft Protection, we will automatically transfer funds in multiples of $100 from your credit card account to cover any overdraft on your checking account, as long as your credit card account has sufficient cash and credit availability and you are not in default under your Business Card Agreement. A cash advance fee will be charged to your credit card account and the cash advance will accrue interest at the APR stated in your Business Card Agreement. If the available balance on your credit card account is insufficient to cover the amount required by the overdraft (in the multiple of funds stated above), we may advance the funds even if it causes your credit card account to exceed your credit limit. Please see your Business Card Agreement for additional details.

3 Certain restrictions, limitations and exclusions apply. The details are available when you receive your card.

4 Additional terms and conditions apply.

Credit is subject to approval. Credit cards are issued by FIA Card Services, N.A.

We have the right to change your terms, rates and fees at any time, for any reason, in accordance with the business card agreement and applicable law. Please see the terms and conditions for important information concerning this offer.


Introductory APR

on purchases for the first 9 billing cycles from account opening

Standard APR

11.24% to 21.24%
variable APR

on all balance transfers, and on all purchases after the introductory APR expires
variable APR

on all cash advances and convenience checks

Annual Fee


View terms and conditions for additional rates and fee information.