Platinum Plus® for Business MasterCard®

Platinum Plus® for Business MasterCard® Credit Card

Get a competitive APR with no annual fee

with the Platinum Plus® for Business MasterCard®

Key account features

  • Get employee cards at no additional cost to you and with credit limits you set
  • Access your account and pay bills 24/7 with convenient Online Banking service with Bill Pay1
  • Get a flexible suite of online services that adapts to your business needs with MyReport Center
  • Download your transactions onto QuickBooks for easy account management
  • Receive employee cards with spending limits you control
  • Receive monthly statements for easy expense tracking
  • Link your credit card to a business checking account for overdraft protection2
  • Schedule hassle-free electronic payments with automatic bill payment
  • Enjoy greater security and peace of mind with a credit card enhanced by chip technology – soon to be the security standard in the U.S. Plus, chip credit cards are accepted in more than 130 countries including Canada, Mexico and the United Kingdom

Show all account features

Security and purchase protection

  • Get protection for most purchases against loss, damage, theft, or fire for up to 90 days3
  • Double the manufacturer warranty period with extended purchase security protection up to 1 more year
  • Get liability protection against card misuse by terminated employees up to $100,000 per cardholder4

Travel and emergency services3

  • Get up to $1,000,000 in travel accident insurance and auto rental insurance that covers damage to, or theft of rental cars
  • Get 24/7 emergency cash and card replacement
  • Get pre-trip assistance with health precautions, weather reports, currency exchange rates, visas and immunization
  • Get medical and legal referral assistance
  • Get emergency transportation assistance and toll-free emergency message services
  • Get prescription assistance and document-delivery arrangements
  • Get emergency ticket replacement, lost-luggage assistance and emergency translation service

Other account services

  • Reach dedicated customer service and small business sales specialists for advice and help 24/7
  • Receive savings and discounts on everyday business purchases
  • Access free business webinars from MasterCard
  • Receive at least 25 days grace period on purchases
  1. Online financial services are available 365 days a year, 24 hours a day, except during system maintenance and upgrades.
  2. If you link your Bank of America checking account to your credit card for Overdraft Protection, we will automatically transfer funds in multiples of $100 from your credit card account to cover any overdraft on your checking account, as long as your credit card account has sufficient cash and credit availability and you are not in default under your Business Card Agreement. A cash advance fee will be charged to your credit card account and the cash advance will accrue interest at the APR stated in your Business Card Agreement. If the available balance on your credit card account is insufficient to cover the amount required by the overdraft (in the multiple of funds stated above), we may advance the funds even if it causes your credit card account to exceed your credit limit. Please see your Business Card Agreement for additional details. Overdraft Protection is not available in WA and ID.
  3. Certain restrictions, limitations and exclusions apply. The details are available when you receive your card.
  4. Additional terms and conditions apply.
  5. Credit is subject to approval. Credit cards are issued by

    We have the right to change your terms, rates and fees at any time, for any reason, in accordance with the business card agreement and applicable law. Please see the terms and conditions for important information concerning this offer.

Introductory APR

0% on purchases for the first 7 billing cycles from account opening

Standard APR

9.24% to 20.24% variable APR
on all purchases after the introductory APR expires, and on all balance transfers

24.24% variable APR
on all cash advances and convenience checks

Annual Fee


View terms and conditions for additional rates and fee information.