Points and rewards program
Who can apply?
The WorldPoints Travel Rewards for Business Visa Card requires the owner or authorized officer of the business to apply. Please view the terms and conditions for important information concerning this card.
How do I earn WorldPoints rewards points?
You automatically receive 1.5 points for every $1 in purchases. There are no limits to the points you can earn.
How do I find out how many points I have?
Your point total will be listed when you sign in to Online Banking. In addition, your point total will be listed on your monthly billing statement.
How do I redeem my points?
Redeeming points is easy. You can redeem points online by visiting WorldPoints.
Who can redeem the reward points my business has earned?
Business owners and authorized contacts can redeem points.
Will my WorldPoints rewards points expire?
WorldPoints Travel Rewards for Business points do not expire.
What happens to my points if I return an item I purchased with my credit card?
Your points are subject to adjustments to reflect both purchases and any related returns or credits.
What happens to my points if I return an item I purchased with my credit card?
Yes. You can transfer your points to other eligible WorldPoints credit cards.
Can I combine my points with my frequent flyer program?
No. You cannot combine points earned with your WorldPoints Travel Rewards for Business Visa® Card with other rewards programs.
Who can I contact at Bank of America if I have a question about the WorldPoints program or my credit card account?
If you have questions about your credit card account or rewards program, contact us 24/7 at 1.800.892.3219.
Key account features
Security and purchase protection
- Get protection for most purchases against loss, damage, theft, or fire for up to 90 days 3
- Double the manufacturer warranty period with extended purchase security protectionp to 1 more year
- Get liability protection against card misuse by terminated employees up to $100,000 per cardholder 4
Travel and emergency services 3
- Get lost luggage reimbursement
- Get travel accident insurance coverage up to $250,000
- Get auto rental collision coverage
- Get 24/7 emergency cash and card replacement
- Get pre-trip assistance with health precautions, weather reports, currency exchange rates, visas and immunization
- Get medical and legal referral assistance
- Get emergency transportation assistance and toll-free emergency message services
- Get prescription assistance and document-delivery arrangements
- Get emergency ticket replacement and emergency translation service
Other account services
- Reach dedicated customer service and small business sales specialists for advice and help 24/7
- Receive savings and discounts on everyday business purchases
- Receive at least 25 days grace period on purchases
1 Online financial services are available 365 days a year, 24 hours a day, except during system maintenance and upgrades.
2 If you link your Bank of America checking account to your credit card for Overdraft Protection, we will automatically transfer funds in multiples of $100 from your credit card account to cover any overdraft on your checking account, as long as your credit card account has sufficient cash and credit availability and you are not in default under your Business Card Agreement. A cash advance fee will be charged to your credit card account and the cash advance will accrue interest at the APR stated in your Business Card Agreement. If the available balance on your credit card account is insufficient to cover the amount required by the overdraft (in the multiple of funds stated above), we may advance the funds even if it causes your credit card account to exceed your credit limit. Please see your Business Card Agreement for additional details.
3 Certain restrictions, limitations and exclusions apply. The details are available when you receive your card.
4 Additional terms and conditions apply. Credit is subject to approval. Credit cards are issued by FIA Card Services, N.A.
We have the right to change your terms, rates and fees at any time, for any reason, in accordance with the business card agreement and applicable law. Please see the terms and conditions for important information concerning this offer.
