Points and rewards program
Who can apply?
Business Preferred World MasterCard requires the owner or authorized officer of the business to apply. Please view the terms and conditions for important information concerning this card.
How do I earn WorldPoints rewards points?
You automatically receive 1 point for every $1 in purchases. There are no monthly or annual limits.
How do I find out how many points I have?
Your point total will be listed when you sign in to Online Banking. In addition, your point total will be listed on your monthly billing statement.
How do I redeem my points?
Redeeming points is easy. You can redeem points online by visiting WorldPoints.
Who can redeem the reward points my business has earned?
Business owners and authorized contacts can redeem points.
Will my WorldPoints rewards points expire?
Business Preferred WorldPoints do not expire. However, points transferred from another eligible card must be redeemed within 90 days of transfer.
Are there restrictions on airline travel?
Air travel reservations must be made at least 21 days in advance and include a Saturday night stay. Car rental and hotel reservations must be made at least 7 days in advance. There are no blackout dates.
What if the airline ticket I want is more expensive that the maximum ticket value allowed?
You may charge the difference to your Business Preferred World MasterCard to earn additional points.
What happens to my points if I return an item I purchased with my credit card?
Your points are subject to adjustments to reflect both purchases and any related returns or credits.
Are WorldPoints rewards points transferable to other accounts?
Yes. You can transfer your points to other eligible WorldPoints credit or charge cards.
Can I combine my points with my frequent flyer program?
No. You cannot combine points earned with your Business Preferred World MasterCardwith other rewards programs.
Who can I contact at Bank of America if I have a question about the WorldPoints program or my credit/charge card account?
If you have questions about your credit card account or rewards program, contact us 24/7 at 1.8880.588.6327.
Key account features..
Security and purchase protection
- Zero liability protection for unauthorized transactions plus complimentary Identity Theft Protection for as long as your account is open
- Get protection for most purchases against loss, damage, theft, or fire for up to 90 days3
- Double the manufacturer warranty period with extended purchase security protection to 1 more year
- Get liability protection against card misuse by terminated employees up to $100,000 per cardholder4
Travel and emergency services2
- Get up to $100,000 in travel accident insurance and auto rental insurance that covers damage to, or theft of rental cars
- Get 24/7 card replacement
- Get pre-trip assistance with health precautions, weather reports, currency exchange rates, visas and immunization
- Get medical and legal referral assistance
- Get emergency transportation assistance and toll-free emergency message services
- Get prescription assistance and document-delivery arrangements
- Get emergency ticket replacement, lost-luggage assistance and emergency translation service
Other account services
- Reach dedicated customer service and small business sales specialists for advice and help 24/7
- Receive savings and discounts on everyday business purchases
- Access free online business workshops from Visa
1 Online financial services are available 365 days a year, 24 hours a day, except during system maintenance and upgrades.
2 If Company requests Overdraft Protection tied to the Business Preferred Account and is approved, Bank of America will automatically transfer funds from Company's Account to cover any overdraft in multiples of $100 as long as Company's Account has sufficient cash and credit availability and Company is not in default under the Bank of America Business Charge Card Agreement. A cash advance fee will be charged to the Business Preferred account.
3 Certain restrictions, limitations and exclusions apply. The details are available when you receive your card.
4 Additional terms and conditions apply.
Subject to approval. Charge cards are issued by FIA Card Services, N.A.
We have the right to change your terms and fees at any time, for any reason, in accordance with the Business Charge Card Agreement and applicable law. Please see the terms and conditions for important information concerning this offer.
