Small Business Credit Card Choices

Cash Back and Rewards Cards

Key Features and Rewards
Standard Rates and Fees
Cash Rewards for Business MasterCard credit card
  • No annual fee
  • Earn 1% cash back on purchases, 2% on purchases at restaurants and 3% on purchases at gas stations and office supply stores. (up to $250,000 in gas station and office supply store purchases annually, 1% after that)
  • Redeem your cash rewards for cash back or apply them to a Bank of America® savings or checking account
  • 0% introductory APR on purchases for the first 9 billing cycles



11.24% to 21.24%
variable APR

on purchases and balance transfers, after the introductory APR expires

24.24%
variable APR

on cash advances and convenience checks

View terms and conditions for additional rate and fee information.

  • 0% introductory APR on purchases for your first 9 billing cycles
  • Earn 2X WorldPoints rewards points per $1 on purchases at gas stations, restaurants and office supply stores
  • Earn 1 WorldPoints rewards point per $1 on all other purchases
  • Redeem points for gift cards, cash, and travel with no blackout dates
  • No annual fee

11.24% to 21.24%
variable APR

on purchases and balance transfers

24.24%
variable APR

on cash advances and convenience checks

View terms and conditions for additional rate and fee information.

ABA Business MasterCard with WorldPoints Rewards credit card
  • 0% introductory APR on purchases for your first 9 billing cycles
  • Show your support for the American Bar Association every time you use your card
  • Earn 1 WorldPoints rewards point per $1 on all purchases
  • Redeem points for gift cards, cash, and travel with no blackout dates
  • No annual fee

11.24% to 21.24%
variable APR

on purchases and balance transfers

24.24%
variable APR

on cash advances and convenience checks

View terms and conditions for additional rate and fee information.

  • 0% introductory APR on purchases for your first 9 billing cycles
  • Show your support for AOPA every time you use your card
  • Earn 1 WorldPoints rewards point per $1 on all purchases
  • Redeem points for gift cards, cash, and travel with no blackout dates
  • No annual fee

11.24% to 21.24%
variable APR

on purchases and balance transfers

24.24%
variable APR

on cash advances and convenience checks

View terms and conditions for additional rate and fee information.


Travel Cards

Key Features and Rewards
Standard Rates and Fees
  • 0% introductory APR on purchases for your first 9 billing cycles
  • Earn 1.5 WorldPoints® rewards points for every $1 on all purchases
  • Earn 5,000 bonus points after the first purchase on your account and 3 points for every $1 spent for travel booked through Bank of America's Travel Center
  • No limit to the points you can earn and points do not expire
  • No international transaction fee and no annual fee
  • Redeem points for gift cards, cash, and travel with no blackout dates
  • Enjoy travel benefits such as lost luggage reimbursement, travel accident insurance, and auto rental collision coverage.

11.24% to 21.24%
variable APR

on purchases and balance transfers

24.24%
variable APR

on cash advances and convenience checks

View terms and conditions for additional rate and fee information.

  • Earn 10,000 Bonus Miles after your first purchase
  • Earn 2X Asiana Club miles per $1 on purchases from Asiana Airlines
  • Earn 1 Asiana Club mile per $1 on all other purchases
  • No limit to the miles you can earn
  • $80 annual fee

13.24%
variable APR

on purchases and balance transfers

24.24%
variable APR

on all cash advances and convenience checks

View terms and conditions for additional rate and fee information.

  • Earn 25,000 bonus miles after your first purchase
  • Earn 3 miles for every $1 spent on Alaska Airlines tickets, Vacations packages and Cargo purchases made through Alaska Airlines
  • Earn 1 mile per $1 spent on all other purchases
  • Receive an annual coach Companion Fare from $118 (USD) ($99 base fare plus taxes and fees, from $19 depending on your Alaska Airlines flight itinerary)
  • Annual fee: $50 per company, $25 per card (company level earning plan) or $0 per company, $75 per card (individual level earning plan)

13.24%
variable APR

on purchases and balance transfers

24.24%
variable APR

on all cash advances and convenience checks

View terms and conditions for additional rate and fee information.


Charge Cards

Key Features and Rewards
Standard Rates and Fees
Business Preferred World MasterCard®
  • Designed for business owners with excellent credit.
  • Earn 10,000 Bonus Points after the first purchase on your account; earn double WorldPoints rewards points on airline and hotel purchases for the first 12 months and 10,000 anniversary points each year, redeem points for gift cards, cash and travel with no blackout dates
  • Control expenses with no additional cost for employee cards while earning points with their purchases

No APR

No Pre-Set Spending Limit

$125 Annual Fee, waived for the first year and continued waiver each year for customers with an open Business Advantage or Business Analysis Checking account

View terms and conditions for additional information.


Basic Cards

Key Features and Rewards
Standard Rates and Fees
  • 0% introductory APR on purchases for your first 7 billing cycles
  • Competitive purchase APR
  • Employee cards at no additional cost to you, with spending limits you can control
  • No annual fee

9.24% to 20.24%
variable APR

on purchases and balance transfers

24.24%
variable APR

on all cash advances and convenience checks

View terms and conditions for additional rate and fee information.

Platinum Plus® for Business MasterCard®
  • 0% introductory APR on purchases for your first 7 billing cycles
  • Competitive purchase APR
  • Employee cards at no additional cost to you, with spending limits you can control
  • No annual fee

9.24% to 20.24%
variable APR

on purchases and balance transfers

24.24%
variable APR

on cash advances and convenience checks

View terms and conditions for additional rate and fee information.