Small Business: Credit Cards

Card Benefits

Enjoy the benefits of a WorldPoints® Travel Rewards for Business Visa® card. Earn points on everyday purchases and use them for business or leisure travel.

Our Small Business credit cards offer excellent benefits. Simply select one of the following categories to display the card benefits that are of most interest to you and your business.

Control benefits

  • Get employee cards with spending limits you control
  • View daily balances and get detailed transaction reports
  • Separate and control business expenses
  • Track expenses easily with monthly and annual statements
  • Analyze your business spending using MyReport Center
  • Get overdraft protection with a linked business checking account 1
  • Manage accounts quickly and easily with QuickBooks®
  • Schedule electronic payments ahead of time with Automatic Bill Payment
  • Receive alerts on important activities taking place in your account.
  • Paperless statements now available. Go paperless. Save time, improve efficiency and reduce the risk of mail fraud all while helping the environment.

Security benefits

  • Get zero liability—if your card is lost or stolen, Bank of America reimburses you for any unauthorized card transactions up to the amount of the loss, when reported within 60 days from statement date
  • Get fraud monitoring—we constantly review how and where your cards are being used and will block potential fraud if abnormal patterns are detected
  • Get fraud alerts—we will contact you by phone, email or text message if we suspect fraudulent activity
  • Get peace of mind—for 4 consecutive years, Bank of America was named No. 1 in the annual Javelin Strategy & Research Card Issuer's Identity Safety Scorecard analysis, which rated 26 of the nation's largest credit card issuers on their capabilities to prevent, detect and resolve fraud.

Rewards benefits

  • Get more from your business credit/charge card by choosing a card that offers rewards
  • Take advantage of a wide range of rewards, including airline travel, cash back, gift certificates, car rentals, hotel stays, cruises and more
  • Visit credit and charge card choices to compare rewards

Value benefits

  • Receive extended purchase security protection doubles the manufacturer warranty period—up to one additional year 2
  • Get up to $100,000 in travel accident insurance and auto rental insurance that covers damage to, or theft of rental cars 3
  • Receive savings and discounts on everyday business purchases—learn how

Convenience and service benefits

  • Reach dedicated customer service and small business sales specialists for advice and help 24/7
  • Access our network of more than 6,100 banking centers and over 18,500 ATMs nationwide 5—locate ATMs and Banking Centers
  • Manage your account and pay bills online 24/7 with Online Banking 4—learn how
  • Use your card worldwide— wherever Visa and MasterCard are accepted


1Business Charge and Business Charge with WorldPoints are not eligible for overdraft protection.

2 Certain restrictions, limitations and exclusions apply. Details available when you receive your card.

3 Certain restrictions, limitations and exclusions apply. Details available when you receive your card.

4 Online financial services are available 365 days a year and 24 hours a day except during system maintenance and upgrades

5 Business Charge and Business Charge with WorldPoints do not have ATM Access

Additional Benefits

Tie your business card account to other great services: Business checking accounts
 Merchant card processing
 Loans, lines, and leasing
 Personal credit cards

Small Business Online

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